When you apply for a loan or credit card, it’s customary for the organization to retrieve your credit report from a credit bureau. The credit report contains:
If you’ve been denied credit because of the information provided by a credit bureau,you are entitled to see a copy of your credit report by the reporting agencies.In the UK you can get a copy by writing to the agency enclosing a cheque for two pounds.In the U.S and Canada it is free.Ask your lender for more detials on which agency they use and contact them.
For details on contacting the credit reference agencies, view our information here: credit reference agencies
Option A
New Mortgage
You are looking for a new mortgage for a new home
Option B
Existing Mortgage
You are looking to get a better deal on your mortgage
Option C
Borrowing Extra
You are looking to borrow more from your home equity